TRID guidelines are designed to help borrowers understand the terms costs associated with of their loan more clearly before closing. MGIC | How to Review an Appraisal Review the W-2, 1120S & K1 Using Fannie Mae's 1084. Review and Calculate Miscellaneous Non-Employment Income, Review Income Sources (such as Public Assistance, Disability, Tips, Foster Care, Social Security), Appraisal Underwriting - Part I The Basics, Reviews Basic Appraisal Theory and the Concept of Market Value, Liabilities: Calculating and Modifying the DTI, Review the Relationship of the P&I vs. Borrower Debt to the DTI, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return, Calculate Income for Fannie Mae from Personal Tax Returns, Review Basic Calculations of Salary and Hourly Income, Self-Employed Borrower Form 1084 Part II - The Business Tax Return, Calculate Income for Fannie Mae for Partnerships and S Corporations, Including K-1 Income, Effective Application Interviewing and Review, What is Needed for a Complete Uniform Residential Loan Application, Appraisal Underwriting - Part II Focus on the Sales Comparison, Current Issues Surrounding the Sales Comparison Section of the Uniform Residential Appraisal Form, Rental Income Calculator and Quick Reference Guide for Rental Income, Completion of Schedule F Using 1084 Cash Flow Analysis Form, Utilize Resources to Grow Business - Focus on Actions that Create Loyalty, Critical Thinking and Problem Solving: Structuring a Loan Application. Contact yourArch MI Account Managerfor details. Get access to essential resources that can help make your job easier. At the end of the study, they concluded that there were three core factors to success. As an added bonus, youll learn how to overcome common loan challenges and a formula for getting exceptions approved. On-Demand Learning - Radian Guaranty, Inc. Monday-Thursday 8:30 AM-6 PM ET. 11:00am (PT) Are you ready for the potential surge of Construction-to-Permanent loans as a result? Visit our COVID-19 page for the latest information on our COVID-19 temporary underwriting guidance given the GSEs' updates on Feb. 15, 2023. Webinars are an excellent way to share important information, build brand authority, showcase . The case study includes analysis for apartnership (K-1/1065)and a corporation (1120). Visit our Training catalog to register for an account using your NMLS ID. Learn the differences between FNMA & FHLMC guidelines for calculating your self-employed borrowers income when they own a K-1 business. One type of reward we are seeing more frequently is the Restricted Stock Unit or RSU being used as qualifying income. If you have ever thought to yourself, how does she get it all done or how does he have time to attend classes while working full time, then this course is for you. 60-Minute Session Date post: 28-May-2020: Category: Documents: Author: others View: 1 times: Download: 0 times: Download Report this document. PDF April 2020 Training Webinar Calendar - Enact MI Here is a list of some of our favorite free TRID training links: Free CFPB TRID Implementation Page. This video will provide the details you need for that next customer conversation. Forgot password? Webinars, on the other hand, are more controlled, and the participants have clear roles: One or several experts (the presenters) share their ideas or provide training to an audience (the attendees). Right now, you can know you're getting the right MI rate for your borrowers by quoting with MiQ. Earn free PDUs! Get access to helpful tools that can help make your job easier. Enhance your understanding of self-employed borrowers and develop an understanding of the components of business tax returns. Learn the 3 big benefits of proving liquidity in your self-employed borrowers businesses. 60-Minute Session One type of reward we are seeing. Mortgage Industry Training | MGIC Our employees make a difference in people's lives every day. Give us a call or send an email using the contact information below. Learn the two things customers need to trust to do business with you, what bothers borrowers and Realtors the most about the loan process, and how to separate yourself and sound different from the competition. Get a guided tour of Schedule E as we take you through a cash flow analysis for a borrowers investment properties. Its been discovered that motivated buyers will use the first person that calls them back 80% of the time. 60-Minute Session Our goal is to offer competitive pricing using risk-based technology while delivering outstanding service to our lender customers. Learn the five-step GRASS method, three common mistakes to avoid and the most important (and sometimes the most difficult) thing your plan should include. Watch Full Recording Register Now 1120S/K-1 S-Corporation Analysis - Self-Employed Borrower Income Radian Guaranty Inc's MI Online customer portal offers you an easy tool to submit your MI order to Radian. Our digital library includes learning modules, videos, frequently asked questions, demos . Suggested Prerequisite: Business Tax Returns 201, Unique Considerations for Partnerships and S Corporations. General Dwight Eisenhower said, Plans are nothing. 10 Steps for Planning a Successful Webinar - TechSoup National MI University - National MI Participants will receive our cash flow analysis tools, a cash flow worksheet (PDF) and calculator (Excel) to help you in your daily practice. Webinar steps Before the webinar The organizer: Schedules the webinar well in advance, usually by several weeks. Login to track the status of your submitted claims and payments. E-LEARNING & Previous Webinars Get easy access to National MI courses and our previously recorded webinars. Available formats: Featured Webinar,OnDemand Video. 1065/K-1 Partnership Analysis (with Schedule F) - Self-Employed Borrower, 1065/K-1 Partnership Analysis Self-Employed Borrower, 1120 Corporation Analysis - Self-Employed Borrower, 1120S/K-1 S-Corporation Analysis - Self-Employed Borrower, Analyzing Income for the Self-Employed Borrower, DU Live! A webinar can be a powerful training and outreach tool, but the decision to use a particular tool should be based on your goals and the needs of your audience. Mortgage Fundamentals is an essential course for those newer to the mortgage industry. Arch Mortgage | USMI - Training Videos and Podcasts With guidance from an Essent facilitator, participants will learn to interpret the cadence with which a borrowers income is received and also practice calculating the base, monthly, qualifying income in nine separate exercises. Identifies the key areas to focus on in the Uniform Residential Appraisal Report. We'll walk you through loan scenarios designed to introduce the rental income guidelines, and highlight any differences between Agency guidelines pertaining to rental income. Don't forget to check out our MI Loan Submission Checklistto help you with the loan process. Radian Timely Topics: Understanding P&L and Business Bank Statement Requirements. Learn how to calculate qualifying income for a self-employed borrower. Looking for more info on title services? Webinars - Sagen Webinar: What It Is, How It Works & How to Create One - Venngage In this featured webinar, Kristin Messerli, leading strategist on NextGen finance and homeownership, will provide participants with new research and best practices to design better housing and finance solutions for millennial and Gen Z women to boost sales and revenue in 2023. Strategies for Achievement Learned on a 500-Mile Trek Across Spain. Watch. In this 60-minute online workshop, you'll learn the why behind allowable add-backs in the cash flow analysis of investment property and receive hands-on practice using our Cash Flow Analysis Worksheet. Select a course category below to see what topics are offered under each and how to access: Learn about Mortgage Insurance (MI): What it is, how it works, why it provides value to lenders, investors, borrowers and how it helps build a path to homeownership! Our foundations Series covers Real Estate Property Valuations Essentials. Collaborated with Genworth Sales Staff to strengthen customer relationships through training, to leverage customer decisions and to help ensure Genworth received a stronger book of business . More and more loan files reflect different types of compensation. COURSES & REGISTRATION See our full list of upcoming classes and register. Success leaves clues. Your road map to success: How to have it all with Stephanie Bogan (Established professionals may also find this course a good refresher.). Todays employers have found unique ways to, compensate or reward their employees. What is Trended Credit Data? Join IIL's free webinars, for skilling up on project management, leadership, agile and scrum, communication, and work-life balance. Filing a Claim with Genworth First Class Training for administration and facilities roles. Our Essentials Training webinars are designed to deliver innovative, mortgage training courses to industry professionals like you. Radian Guarantys SplitEdge MI, commonly called a split premium, divides the MI premium flexibly, between an upfront payment, and reduced monthly payments! Modules focus on the Three Cs of mortgage lending, including credit, income, assets and collateral. Discover how our homebuyer education program can connect you with more potential borrowers. For years, the. In this short video, we will demonstrate how to activate MI on a Borrower Paid Monthly (BPMI) with deferred premium. From setting realistic expectations, to understanding what drives borrower satisfaction, youll discover how to invest your time and effort for maximum return. This short video will give you the info you need to know for your next construction loan review. Radian Timely Topics: Understanding P&L and Business Bank Statement Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. National Training Expand your skills and gain a competitive edgeon your time and in your preferred formatwith Radian's industry-leading training for mortgage professionals. The real estate and housing markets are experiencing an unprecedented shortage of existing homes. Now is the time to learn more about the ARM and how it can be beneficial to many. TRID regulations govern the mortgage process and dictate what information lenders are required to provide to borrowers - as well as when they are required to provide it. Use Arch MI resources to assist you in your loan processing review. Build organizational capability and employee engagement by enhancing: Business Acumen by ensuring employees have a deep understanding of our industry, business, and customers, as well as applying that knowledge in their role. Short videos help maximize your learning experience, Timely podcasts you can listen to while on the go, Supplemental activities reinforce important concepts and apply what have you learned, Engaging workbooks and training materials bolster your knowledge. Performance cookies collect information about how you use our website, which helps us improve functionality and your user experience. Connect with audiences through engaging webinars and events that support up to 1,000 participants. We understand each Servicers unique business practices and are committed to helping Servicers maintain an up-to-date and accurate portfolio. Available formats: On-Site Training (Contact your Account Manager), Five Steps to Better Goal Setting and Planning. Creating an outline for your webinar content is easy if you already have a goal in mind. Watch Full Recording You will also be pointed to helpful resources that you can utilize. Processors andUnderwriters. Are you ready for your next loan file containing RSUs? These fees may have a direct impact to both lenders and borrowers. Arch MI offers a mix of live and on-demand webinars and customized on-site training. training.enactmi.com Sagen offers professional development workshops that . Blaine Rada, the host of Arch MI's Insights podcast series, is an experienced training coach and industry speaker who understands the challenges of competing for business in the mortgage marketplace. Genworth Calculator And Quick Reference Guide Session 3 - Evaluating Credit, Capacity, Capital & Collateral ----Course title center---/> ----Course title center---/> ----NAV BAR---> Home; Getting Started; My Progress; Catalog; Live Calendar; Calculators; EnactMI.com Mortgage Market Conditions provides insight into the current market, the challenges facing today's mortgage professionals and suggests some Radian tools and resources you can leverage to connect with consumers. In this first Back to Basics course, we review acceptable income for mortgage qualification, including employment and non-employment sources. TRID Compliance Training | TRID Guidelines, Rules, Regulations View The Training Catalog Self-Employed Borrower Tools We get it, mental math is hard. With this demand, buyers are paying more than the home is being appraised for. about experiencing the effects of aging firsthand. When determining whether a webinar is the best medium for your needs, consider. Dubai is different than Dallas, for example . Find out why line items matter on a Schedule C! We'll walk you through loan scenarios designed to introduce the rental income guidelines, and highlight any differences between Agency guidelines pertaining to rental income. Learn how to calculate qualifying income for a self-employed borrower. For years, the mortgage and real estate industries relied solely on the traditional appraisal report. In this webinar, Rebecca Lorenz of Ninja Selling will show you how to generate value for your clients and referral partners to build a robust pipeline. 20-Minute Micro Session For example, in April 2020 alone, there was a reported 10% decline in self-employed individuals, causing a direct impact on your borrower . Secondary Market - Genworth Financial both public and private, who 2-Day Course:This two-day course, designed with industry newcomers in mind, provides an overview of mortgage lending from A to Z. Modules range from industry terminology and property types, to the basics of understanding credit, income, the loan application and more! Invite your attendees, plan your event logistics, and decide on a webinar promotion strategy. This course provides home buyers, borrowers, lenders, and professionals in the mortgage industry an overview of key Title essentials, and answers to Title-related questions. This desire to build further change resilience requires a reinvigorated leadership focus on growing our employees capabilities and enhancing processes that drive development. Online virtual meetings are essential to successfully communicating with your customers and partners. Login/Register With National MI University, you have access to training resources that cover more than just industry-leading topics. Whether you are a seasoned mortgage professional or new to mortgage lending, this video contains a lot of useful information to ensure success when working with Radian. Making the Loan Application Process Easier, Audience:Loan Originators and Loan Processors. In this five-minute video, you will learn how the GSEs, Fannie Mae & Freddie Mac, are accepting the desktop appraisal. Please check your mail and enter the code here. Learn the basics of applying Fannie Mae's & Freddie Macs conventional guidelines on rental income in qualifying for a mortgage. Mortgage Training | How to Review an Appraisal - MGIC to make learning and development activities more flexible, global, cost effective, and engaging. At Sagen, our trained mortgage information specialists are here to answer your questions, provide more information on our value-added products and services, and help you with any other aspect of doing business with us. The thought of purchasing a home might be daunting for many. So how do you assist your next borrower and help them purchase the home of their dreams? Essentials Training | Essent Guaranty Training Program Underwriting - MGIC Our R70i Aging Experience is a new way to start the conversation about long term care. In this mini-workshop we will discuss the basics of income calculation, including base, bonus, overtime and commission. Effective September 18th, Fannie Mae will implement several new Desktop Underwriter (DU) changes that may have a direct impact on the loans in your pipeline. During this session we will discuss what DU reviews; the Importance of data integrity and we will highlight key areas of interest on the Summary Report and the UW Analysis Report. Get acquainted with Title and what to expect during the Pre-Closing, Closing, and Post-Closing processes, including key steps involved in obtaining a Title. Discover how our homebuyer education program can connect you with more potential borrowers. Learn a full spectrum of mortgage concepts, from the fundamentals to the complex. We will also review the principles of profit and loss statement requirements, net operating loss carryover considerations and person debts paid by the business. Hands-on exercises show you how to identify red flags and to understand the differences between fraud schemes and fraud techniques. These on-demand, quick-hitting videos bring you essential knowledge in 15 minutes or less. Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. Learn about the various tax returns and forms in this introductory class. In this hands-on course, you'll learn the proper adjustments to help qualify your borrowers. We deliver skill-building training programs and special events right to your desk through our webinars. Reviewing and Understanding the Basics of Tax Returns, Audience:Loan Originators, Jr. Learn how to differentiate yourself from the competition and gain market share by becoming the best choice for mortgages among borrowers and Realtors. Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders. Using real world examples, participants will learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. *The Coverage Needs Estimator is not available for all policy forms. In reviewing each section, you will develop a broader understanding of the appraisal and the Sales Comparison Approach. What is a Webinar Training? A Comprehensive Guide - ClickMeeting You can find out more about which cookies we are using or turn them off at any time in settings. We use cookies to give you the best experience on our website. Technical Skills by supporting specific courses, continuing education and designations necessary for our technical professionals to maintain the most current information for their area of expertise. Targeted or advertising cookies collect information about your browsing habits. This short video highlights some benefits, terms, and scenarios for your understanding. Show Training & Webinars Borrower Education resources Access resources to First Time Home Buyers Education and Landlord Counseling. We have a history of valuing employee development at Genworth that is evident at every level in the organization. These fees may have a direct impact to both lenders and borrowers. Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. April 2020 Training Webinar Calendar Keywords: webinar, april, training Created Date: 3/12/2020 2:32:28 PM . For more information about Genworth Training, contact your Genworth sales representative, call the Genworth ActionCenter at 800 444.5664, or you can view . Get started with Teams webinars - Microsoft Support Third-party cookies include performance cookies and targeted or advertising cookies. In addition to helping our employees with their training, leadership, and development needs, we also partner with various learning and development companies to help our employees drive their business performance. Mortgage professionals participating in this course will learn Agency guidelines for analyzing variable income in addition to learning how to identify potential sources of variable income. 60-Minute Session To get started with ordering MI and servicing assistance from MGIC, begin with a review of our submission options and helpful resources. Radian National Training. This stimulating presentation will get you thinking through the next steps to your best year yet. This will include an overview of how it works, the different types of MI products and how it can be cancelled on a mortgage loan. Planning your presentation can help your delivery appear more natural and engaging. Advanced Knowledge of training needs analysis, design, and development. One of our most important commitments is enriching the quality of life in our communities. Our new 45-minute class will show you five key tipsyou can take to avoid potential time delays, and has been updated to include the NEW 1003 (URLA). Arch MI trains mortgage professionals to compete in todays fast-paced lending environment. Click here. technology have changed creating a quicker, mor. Available formats: Webinar,On-Demand Video, The Basics of Self-Employed Borrower Income Calculation. Participants will receive our cash flow analysis tools, a cash flow worksheet (PDF) and calculator (Excel) to help you in your daily practice. In this third course of the Back to Basics Income Fundamentals series, we will apply the knowledge gained from Income Fundamentals 201 to accurately calculate qualifying income from paystubs, including base pay, overtime, bonuses and commission. Whether you are an originator or an underwriter, we have the resources and answers you need to understand how mortgage insurance can benefit you and your borrower. Never heard of SplitEdge? Filter below to browse by topic, select format (such as Recorded), or display calendar view. In addition, registered users can also sign up for email and text notifications, elect to go paperless, assign a delegate for your policy and much more. Please join this 1-hour webinar that will be led by David MacDonald and Susan Seto who will provide in-depth insights and recommendations that you can use to develop your own strategies and programs to engage with your own customers who may be turning to you and your staff for help. is here to help real estate & mortgage professionals of all experience levels stay educated. Get the latest updates, industry trends, and guideline changes on GSE-related policies. In this webinar, Ginger Bell will demonstrate how to share your screen with borrowers via virtual meetings and record videos using Zoom. Our customer service team is here to help you and your family with claims or answer questions. This short video will provide you information on a major policy update from Fannie Mae as well as access to the tools needed for your borrowers. Radian's MI Online customer portal makes submitting and activating MI quick and easy.